My Easter Miracle
As I previously discussed in an earlier journal post, I lost my health insurance on March 31 when my standard 18 months of COBRA coverage ran out. I faced a huge conundrum because the school district (Dante's Inferno level 14) gave me 10 days official warning and no information regarding programs available post COBRA. Strike one - a personal insurance policy would cost me a fortune and provide enough coverage to last about two weeks. Strike two - I am in appeal with Social Security so Medicare is out. Strike Three - Medicaid required a three month process of submitting documentation and waiting for some grand governmental diety to determine if I am indeed disabled before I could receive any services let alone the cost due to me making too much money. But God never accepts a strike out. There is a little clause that the school district (may they enjoy their spot in the Inferno) never notified me of which states that if you are disabled when you start COBRA or become disabled while on COBRA you can apply for an extension of coverage at the end of the 18 months. I found this little tidbit out doing research online. Strike one - they require a letter from social security and I am in appeals. Strike Two - the school district hates me with a passion and would hate to have to give me more benefits. However, I was able to establish that given that social security is in appeal, a letter from them is impossible to obtain, and so we went with documentation from my medical team. My neurologist is my hero because he wrote the most kick butt letter listing out every diagnosis I have and explaining that I am 100% medically disabled and severely disabled. Less than a week after them receiving this letter I received a letter in the mail. I HAVE MEDICAL INSURANCE AGAIN!!!!! It is for 11 months, so it ends February 28, 2012 but that gives us so much more time to work on things!!! ANd the miracle continues - I never had to pay a large sum of money for a prescription, I never had to stop taking a medication because I could not afford it, and I never had to go without necessary medical care!!! God ROCKS!!! I was terrified as I watched my medication supply deplete and knowing I could not afford to purchase the next refill. I was wondering if I would survive long enough for Medicaid to decide I was disabled or if the lack of medication would prove the point before then. To be blunt I was scared of dying and I feel like I have been given back my chance at living again. I know it sounds dramatic, but my health care and medications literally keep me alive. Thank you to everyone who prayed, who offered good thoughts, and who cared. I burst into tears when I read the letter because it was such a weight lifted and fears dissipated. Such a lesson in the fact that God provides exactly when it is needed and I should have trusted all along instead of wasting my time on fear.
April 20, 2011 at 9:24 PM
What a beautiful testimony. I often have to stop and remind myself the words of the hymn 'Praise to the Lord"-- "hast thou not seen how all thou needest hath been granted in what he ordaineth?"
I am so happy for you!!!!!
April 20, 2011 at 10:35 PM
Excellent...I'm very happy for you :) God will provide...its hard to still not be scared though, as we are human...love ya!! :)
April 22, 2011 at 5:28 PM
Had that dramatic fear for you myself. You are most welcome. Giving thanks on Good Friday for his suffering and praise for the Resurrection to come! Barbara
April 24, 2011 at 11:58 AM
What a lovely Easter gift... !!!
I have been neglectful to my bloggy friends recently-- FB is so much faster. I pledge to be around more often. :)
April 26, 2011 at 9:13 AM
Awesomeness!!! The stress of worrying about not being covered is definitely not good for your health, so I'm thrilled for you that it's been lifted!
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